Grow Your Wealth with Real Estate-Backed Investments
Secure, asset-backed returns for accredited investors in Canada.
Security and Consistent Returns
Every investment is backed by carefully selected Canadian real estate mortgages.
Learn More About Us
Flexible Borrower Solutions
Construction loans, bridge financing, residential and equity take-outs for your needs.
Borrower Solutions
Who We Are
Horizon Capital MIC
At Horizon Capital MIC, we make it simple for everyday investors to build steady wealth through real estate. As a Mortgage Investment Corporation, we pool investor funds and place them into carefully selected mortgages, all backed by Canadian property. Our focus is clear: security and consistent returns.
Investment Snapshot
- Example Returns: 8-10% annually
- Security: Every investment backed by Canadian real estate mortgages
- Income Distribution: Interest collected from borrowers distributed back to investors
With three investment styles — Direct Mortgage Investment, Pooled Mortgage Fund, and Fixed Return Investment — you can choose the approach that best fits your lifestyle and goals.
What is a Mortgage Investment Corporation (MIC)?
A MIC is a Canadian investment structure that allows investors to pool funds for mortgage lending. As a MIC, we provide access to real estate debt investments typically available only to institutions, with the following key benefits:
Tax-Efficient Income
Interest income distributed to investors is taxed as regular income
Professional Management
Experienced team handles due diligence and mortgage underwriting
MIC Investment Structure
Why Invest With Us
Secure your financial future with our proven investment approach
Real Estate Backed
All investments secured by carefully selected Canadian real estate properties
Consistent Returns
Regular monthly or quarterly distributions from mortgage interest payments
Professional Management
Experienced team with proven track record in mortgage underwriting
Diversification
Spread risk across multiple mortgage loans and property types
Services
Direct Mortgage Investment
Your money goes directly into a specific mortgage deal. You earn the full interest paid by the borrower on that mortgage.
Pooled Mortgage Fund
Your money goes into a pool of mortgages managed by us. This spreads out the risk and gives you steady returns.
Fixed Return Investment
This option gives you certainty and predictability with a fixed return rate locked in for your term.
Trust & Compliance
Committed to regulatory excellence and investor protection
Important Disclaimer: Investments in Mortgage Investment Corporations (MICs) are subject to risk, including potential loss of principal. Past performance is not indicative of future results. This website is for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any securities. Prospective investors should consult with their own legal, tax, and financial advisors before making any investment decisions.
